How to reduce your health insurance costs

  • Take an excess on your plan which will reduce the annual premium - this excess will never apply to public hospitals
  • Follow the latest deals from each provider.
  • Ask for their best priced plan for children.
  • Review your cover every year - if you have been on the same plan for more than 2 years you are most likely paying too much.
  • Switch insurers - the providers will always have different deals on and as long as  you are staying on the same level of cover you will not have to reserve waiting periods.
  • Always claim back your day to day expenses - a lot of plans offer money back for these visits and many people do not send in their receipts.

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